Personalized planning for your financial goals, aspirations and investment needs

We help investors from sabotaging their financial futures through a process that brings patience, discipline, and a sense of optimism to their financial planning.

What Makes Our Team Different:

We focus on planning, and we believe this is the secret to successful real-life outcomes for investors. Many other financial advisors focus on investment selection and market timing. Investment selection is important, but we believe this should always be done within the context of a financial plan. Market timing is notoriously difficult because an investor must be correct twice - both when to sell and when to buy - in order to profit. We don’t believe that anyone can do this consistently.

We seek to partner with our clients and work together towards their goals. Our compensation system, beliefs, and investment manager selection process all reflect this philosophy. We operate under a fiduciary duty to serve the client first, but equally important, our values reflect the commitment to serve our clients’ needs first.  We care deeply that our clients reach their financial goals. We are completely independent from the products we propose so our clients can be comfortable that we are under no obligation to push any proprietary or highly compensated products that are not in their best interests.

We focus on the moderate to longer term trends. Most other firms – and the media - are all too eager to offer information on the current state of the economy. While the economy can be important for business decisions, employment, etc., it typically should be of little concern to the patient, long-term investor.

In my experience, when we focus on planning, partnering, and patience, then we create the conditions for which there can be a sense of peace around your financial plan. Goal-focused financial planning allows clients to concentrate on reaching their intensely personal goals and not necessarily how markets performed in any given year. We control what we can, but ultimately the degree of success a financial plan achieves will depend, in part, on circumstances and events that we cannot control. We cannot control financial markets, terrorism, natural disasters, tax laws, oil prices, interest rates, or war. But we can control - and we must control - our emotions around our investments, and a goal-focused financial plan helps clients do just that. In addition, we must show commitment and faith in capital markets and the principles of free societies that allow talented, smart people to implement their ideas through the process of business collaboration. When done properly, these people ultimately create a better life for us and our families by developing new and improved products and services. If we believe this - and this is the only sane belief - then we are showing faith in other human beings and their ability to create real, genuine, sustainable value. As investors, we have historically profited from their efforts over time even though we might be uncertain of outcomes. And this, my friends, is why we invest.